Privacy Policy

Introduction

Welcome to CardCompass. This Privacy Policy explains how we collect, use, and protect your information when you use our credit card optimization service. This is a personal project created to help users optimize their credit card rewards, and we take your privacy seriously.

Information We Collect

Information You Provide

• Account Information: Email address and password when you create an account
• Spending Patterns: Monthly spending amounts by category (dining, groceries, travel, etc.)
• Preferences: Credit score range, annual fee tolerance, and reward preferences
• Card Portfolio: Names of credit cards you own for optimization purposes

Automatically Collected Information

• Browser type and version
• IP address (for security and rate limiting)
• Usage data (pages viewed, features used)

How We Use Your Information

We use your information to:

• Provide personalized credit card recommendations
• Calculate optimal card usage for your spending patterns
• Track and notify you about credit card benefits
• Improve our recommendation algorithms
• Communicate with you about your account
• Ensure the security of our service

Data Storage and Security

Your data is stored securely using Supabase, which provides:

• Encryption at rest and in transit
• Row-level security policies
• Regular security audits
• SOC 2 Type II compliance

We implement additional security measures including rate limiting, secure authentication, and regular security updates.

Data Sharing

We do NOT sell, trade, or rent your personal information. We may share your data only in these circumstances:

• With your consent: When you explicitly agree to share
• For legal reasons: If required by law or to protect our rights
• Service providers: With Supabase for data storage and Vercel for hosting

Your Rights

You have the right to:

• Access your personal data
• Correct inaccurate data
• Delete your account and associated data
• Export your data
• Opt-out of email notifications

Cookies

We use essential cookies for authentication and session management. We may also use analytics cookies to understand how users interact with our service. You can control cookie preferences through your browser settings.

Children's Privacy

CardCompass is not intended for children under 18. We do not knowingly collect information from children under 18. If you believe we have collected information from a child, please contact us immediately.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last Updated" date.